Join the waitlist to get early access when we launch. Launching 2026.
Send and receive funds in USD and other currencies. Hold, manage, and convert balances within a single account, built for cross-border business operations.
Built-in KYC/KYB, OFAC, and AML controls. Onboarding flows designed specifically for international founders, not just local applicants.
Issue instant virtual cards for online spending and physical cards for everyday operations for founders, teams, and approved vendors.
A true U.S. account structure held with partner banks under an FBO model purpose-built for non-resident businesses.
| Feature | Traditional U.S. Banks | Typical Fintechs | CURNEX |
|---|---|---|---|
| Client Access | U.S. residents only | U.S. entities | Non-resident founders & global SMEs |
| Account Type | Branch-based | Virtual-only | U.S. fintech accounts (FBO structure) |
| Payment Rails | ACH / Wire | Limited cards | ACH • Wire • FX • Cards |
| Onboarding Time | Weeks | 5-10 Days | 24–72 hours |
| Compliance | Manual | Partial Digital | Full digital KYC / KYB / OFAC / AML |
| Transparency | Hidden fees | Complex tiers | 100% clear, flat fees |
| Focus Region | U.S. only | Limited | South Asia → MENA → EU |
CURNEX is more than a bank. It’s a platform of inclusion, a gateway for innovation, and a trusted partner for global founders.
Join the waitlist and we’ll notify you the moment we go live.